Adult Life Insurance No Exam

Q:

Is securing a Simple Whole Life policy really as simple as it seems?

A:

Yes. Simple Whole Life is as simple as answering a few basic health questions. Your premiums are based according to your age. Once you are approved and your policy is issued, you are fully covered under the terms of your insurance as long as you pay the premiums on time.

Q:

I already have a good life insurance policy. Is additional insurance necessary?

A:

There is a good chance it might be. Inflation has weakened many insurance policies. Simple Whole Life is the ideal way to supplement your existing insurance. It can be used to cover funeral expenses or other miscellaneous debts that are left behind.

Q:

How much does a funeral cost today?

A:

According to the National Funeral Directors Association, the average funeral now costs over $6,000.

Q:

Will my coverage change as I get older?

A:

Simple Whole Life benefits will never be changed or reduced due to age, changes in health or occupation.

Q:

If my health fails, can the company cancel my policy?

A:

No. Your policy cannot be canceled for any reason except non-payment of premiums.

Q:

Do I have to sit through a sales call or meet with an agent?

A:

No. Simple Whole Life is handled conveniently through the mail. You can review the materials in the privacy of your home and purchase your policy directly through the mail without any outside pressure.

Q:

Who would get the money paid by my insurance?

A:

The full benefit amount will go to the beneficiary of your choice. It can be your spouse, a relative, or a friend ... anyone you choose.

Q:

Will I have to take a medical exam or go see a doctor to qualify for coverage?

A:

No medical exams are required. All you have to do is answer a few short health questions.     

Q:

When will my coverage begin?

A:

With Simple Whole Life, you are covered from the very first day you are approved. There are no waiting periods.